This article will answer whether Family Dollar does cash back and how to get that cash back in detail. It will also share the cash back limit and everything you need to know about the cash back at Family Dollar.
Several convenience stores have made the option of cashback possible to help you make a transaction for in-hand cash along with other purchases in a single location. A cashback option with popular grocery stores and convenience outliers does make sense. While many stores informally complied with handing over a little cash for digital payment, stores now officially provide this service.
Are you wondering if Family Dollar is one of those stores that offer a cash back service? Read along for everything you need to know about Family Dollar’s cashback policy, how you can avail it, along with other details in this post.
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Does Family Dollar Do Cash back?
Yes. Family Dollar does offer cash back through various methods. The amount that you want to withdraw through cash can be added to your bill for the items you have purchased. The same can be reverted as cash once you make a debit card payment.
Why use Family Dollar for cash back? For starters, you can cut down on the transaction fees or withdrawal fees levied through other banking methods. Most of all, you save time and can cash out even a small amount while out running a quick errand at the store. While the convenience of getting a cash back at Family Dollar has many benefits, the real question is how exactly do you get one!
How to get cash back at Family Dollar?
Family Dollar does offer a variety of payment services and options as Family Dollar in-store services. The banking disclosures and policies for these services are defined in their terms of service. However, for direct cashback, you can simply use your debit card during checkout.
Here are the steps you can follow for a cash back at Family Dollar:
- Select the items to be purchased and head to the cash-out counter.
- Swipe your debit card (ensure it is a prepaid card/debit card only) and proceed to enter the pin.
- An option for “Do you want a cashback?” will pop up. Select “Yes.”
- Punch in the amount you want to receive as cashback.
- Pay for your purchase and complete the transaction.
- You can then print your transaction receipt and get the cashback amount from the dispenser.
Note – If the self-checkout scanner doesn’t have the required denomination or amount to be dispensed, you can also ask the cashier to hand over the amount of money that you paid to receive as cashback.
Cash back limits at Family Dollar
Despite the convenience and swiftness of the cash back process, Family Dollar does impose an upper limit on the amount you can withdraw as cash back. The maximum amount that you can get as cashback is limited to $50 per transaction.
You can always process multiple transactions if you need over $50 as in-hand cash. Just split up your purchase items into different batches and cash each of them out separately. You can add in a cashback with each transaction to get up to $50 for each. You can punch in the cashback amounts to add up to your closest requirements in $10, $25, and $50 options.
Having said that, if the amount is too high, it just might be smarter to go to your ATM or bank to withdraw it. For larger sums, the cashback process can be pretty time-consuming and cumbersome. Thus, the cash back limits at Family Dollar are suitable for quick and small cash back withdrawals.
Is there any fee for getting cash back?
Yes. There are charges applicable for it. A typical fee ranging from $1 to $1.50 can be levied depending on your cashback amount.
Why use Family Dollar for cashback, then? Well, a cashback with a minimal fee as Family Dollar charges could be much more convenient than bank transactions that could cost up to $5 for each transaction. While this could be suitable for withdrawing bigger sums for a quick $50-$100 cashback, Family Dollar can offer a more affordable alternative.
The typical charges at Family Dollar for the different cash back options with each transaction are as follows:
- A $1 charge is applicable to get a $10 cashback.
- A $1.25 charge is applicable for a $25 cashback.
- And, for the most popular option, $50 cashback, a $1.50 charge is levied for the amount.
Note – There is no minimum purchase amount or requirement imposed for you to be able to benefit from the cashback option. This is what makes Family Dollar very handy for a quick cash back, even with a simple gum or candy purchase.
Can you get cashback with credit cards, debit cards, and cheques?
One very significant aspect of accessing multiple cashback iterations in different transactions is that you need to use a debit card. You cannot get cashback using a credit card or cheque for your payments.
While Family Dollar does accept most credit cards for making purchases at the store, you cannot avail of a cash back while using a credit card for the purchase. Pre-printed personal cheques are also accepted by most Family Dollar store outlets, which can be used with proper IDs for a purchase. However, you cannot use cheques for online purchases or the handy cashback process.
Evolving in-store Financial Services
The store is also evolving a range of services that go beyond its typical products and items on sale. Even without making a traditional purchase, you can, for instance, pay your electricity bill or, in this case, get a cashback from the store. These offer a pretty great range of in-store products and in-store services that put Family Dollar on your shopping list easily!
Final Words
So, a quick cash back along with your shopping haul for the day is something you can very much expect at Family Dollar. Be sure to keep the right prepaid cards at hand and remember to collect the cash amount at the end of the transaction. Family Dollar lists a variety of premium brands in their stores. With robust products listed in-store, you can easily club your grocery errands with a speedy cashback run!
