Clever Fox Budget Planner – How to Use It? Complete Guide

The Clever Fox budget planner is an essential tool to kick off your year in a good way, in this post we will go over these key subject:


– The Clever Fox Budget Planner helps you organize your financial life
– It helps you define short and long term goals
– It has so many useful features you wonder why you didn’t use it before

With New Year right around the corner, it’s time to start fresh. It’s a new beginning.

You have a clean slate, to begin with. You have a new chance to make the coming year the best year of your life.

However, before you enter the New Year, it is always better to reflect on the year that has just passed.

You see all those things that worked in your favor and those that didn’t go as expected at a glance. 

Your budget is one of the most important things you need to focus on. Most people enjoy budgeting, while others find it boring.

Budget planning is the first thing financial experts recommend when you ask for money advice. 

It is easier to think everything is fine when you are unsure how much money you are making and spending.

People without a proper budget are often left wondering where their paycheck went at the end of the month. 

We understand that budgeting can be tedious since you have a lot of numbers to deal with.

However, following a budget and purposely tracking your monthly spending can significantly impact your financial life. 

Make budget planning fun with Clever Fox Budget Planner! 

What is Clever Fox Budget Planner? 

Clever Fox budget planner can be your best friend if you want to organize your financial life.

It makes budget planning easier and hassle-free. It makes it easier to set financial goals and to achieve them.

Clever Fox Planner is the best investment to make if you want to spend well or start saving. 

It is designed to make savings, budget, debt, paying, and personal finance and cash flow management easier.

You can track your expenses, bill dues, become a budgeting, and finance expert with Clever Fox Budget Planner.

Why should you use Clever Fox Budget Planner? 

Clever Fox Budget Planner is designed to unclutter your financial life. It is very easy to use and adds more organization to your life. 

It motivates you to focus on your financial goals and effectively plan to achieve them.

Its lightweight, compact design makes it easy to be carried everywhere. It allows you to:

  • Define short-term goals
  • Set long-term goals
  • Create a monthly budget
  • Stick to your monthly budget 
  • Let go of your bad spending habits
  • Motivates you to start saving money

Features of Clever Fox Budget Planner:

Clever Fox Budget Planner’s impressive quality is one of the various reasons you should get it.

This lightweight notebook is easy to carry. It is a small-sized A5 notebook at about 5.8 x 8.3 inches and ½ inch thick.

  1. Cover:

    It comes with a softcover. Even though it’s not real leather, the cover has a leather feel to it.

    The embossed Fox doodle design adds more aesthetic appeal to the plain cover.

    There is a variety of colors to choose from. It also comes with a ribbon bookmark that matches the cover. 
  2. Colors:

    Clever Fox Budget Planner comes with eighteen cover colors to choose from.

    These colors include brown, light blue, light pink, dark blue, turquoise, peach pink, Purple, Black, hot pink, gold, orange, green, red, etc
  3. Sewn Binding:

    This stitched bound notebook allows the pages to lay flat. Even when you open a brand-new planner, you won’t have trouble keeping it open to a specific page. 
  4. Pen loop:

    It comes with an elastic pen loop attached to the cover. The majority of pen loops don’t fit all sizes of pens.

    However, the loop that comes with this planner is bigger. It can fit pens as big as Pilot G2 and Paper Flair.

    The rubber grips tightly hold the pen and prevent it from falling off. The rubber type material makes it easier to slide through the pen.
  5. Paper:

    It contains smooth and nice weight 120 gsm paper. Ink-gel pens, when used, don’t leave any shadow on the opposite side of the page.

    This keeps your planner neat and makes it easier to plan your day-to-day budget. 
  6. Sections:

Clever Fox Budget Planner has 110 neutral inside pages. Each month is divided into eight pages.

These pages include goals, budget, expense tracker, and a budget review page.

There is a dotted grid page at the end of each month for notes. Each page is updated.

There are sections for budget goal planning, savings tracking, debt tracking, and summary of the year divided into spending by month.

There is also a section for the Christmas budget. You can use these sections in the following ways:

  • Savings tracker:

The planner comes with a savings tracker. On this page, you will find space for eight savings categories.

You can use this space for long-term or emergency savings funds. Be it a vacation, new car, or new house, this section is ideal for savings tracking no matter your savings goal. You can also track a sinking fund using a savings tracker.

  • Debt tracker: 

This planner also comes with space for eight debt trackers, similar to savings trackers.

This will serve as a reference for you to see how your accounts did throughout the year. 

  • Regular bill tracker:

Bill-tracking is very important if you are trying to save money. The bill tracking section lets you track your normal bills.

This makes it easier for you to see how your bills have changed throughout the year.

This section can be used for your utilities. That’s because your gas and electricity consumption vary from season to season. 

  • Summary of the year:

Like Bill tracker, this section is designed to give you an overview of what you have spent the entire year.

This page is divided into four different sections, including income, savings, expenses, and difference. 

The rest of the page is labeled by categories. You can use these categories to track expenses like food, clothes, rent, loan, and entertainment. 

  • Dotted Grid Notes Pages:

At the back of each Clever Fox Budget Planner, there are 3 dot grid pages. These pages can be used for additional notes and trackers.

Most of the budget planners don’t come with extra pages for notes. The beauty of this planner is that it gives you room for individual customization. 

1. Sturdy inner pocket:

At the back of the planner, there is a sturdy accordion style paper pocket. The sides of the accordion are made of strong ribbon-type material. You can use this pocket to place your bills. 

2. Sticker sheet:

Every Clever Fox Budget Planner comes with a sheet of stickers, and it is an ideal accessory for any planner.

The sheets include both functional and decorative stickers. Each sticker is of decent quality. Some of these stickers even have gold foiling on them. 

How Clever Fox Budget Planner Can Be Used? 

Clever Fox Budget Planner makes budgeting a piece of cake. It weighs only 0.65 lbs. which makes it easy to carry in your purse or workbag.

Accomplishing your to-dos has never been easier. With Clever Fox Budget Planner you can bring more discipline to your life. It helps you get a handle on your finances. 

Prevent your bills from piling up and save for your dream vacation. Clever Fox Budget planner will keep you on track with finances.

Using this planner is very easy. You can use Clever Fox Budget Planner in the following ways:

The Introductory Page:

On the first page, you can add your personal details, making it easy to retrieve your planner if you lose or misplace it. 

Financial Goal setting:

The “Financial Goal” page is designed to make it easier for you to set your financial goals.

There is space to write up to ten financial goals you wish to achieve by the end of the year.

This page is added at the start of the planner to remind you of your goals every time you open the notebook. 

Creating Mind Map:

This page is present right next to the financial goal page for a reason. “MY MIND MAP” section is designed using a bullet journal, dotted page template.

It can be used to create a mind map you can follow to achieve the financial goals set. 

My strategy and affirmations: 

Planning a budget and sticking to it can be hard if you’re bored or feeling down.

That’s especially true if you have spent more than you had decided or an emergency that has left you short on cash for the month.

You can create an effective strategy at the start of the month using the “My Strategy” page.

You can add those skills that make it easier for you to achieve your saving goals. 

You can write your affirmations in the section below and revisit them if you find yourself deviating from your goals for the month. 

My tactics:

My tactics page can be used to list down the actions you can take to save more money and achieve your financial goals.

Also, use this page to write down the expenses you can cut down to save more money.  

Saving tracker: 

The “Saving Tracker” page is divided into three columns. You can add your saving goal, the amount needed, and the due date on this page to achieve your financial goals. 

Income and spending detailing: 

Income and spending details give you an insight into what you have accomplished in a month.

This helps you reiterate the targets you have set for the coming week. It helps you better manage your expenses and save as much as you can from your income. 

Debt tracking: 

You can use a debt tracker to schedule repaying your standing debt. It helps you take control of the process of paying off debt and take the burden off your shoulders. 

Use stickers as a reminder: 

This planner comes with a sheet of stickers with money icons and some motivational text. 

You can set important goals and pages apart from the rest by putting these stickers.

These decorative and functional stickers will help you stay committed to your goals. They will keep reminding you of why you started budgeting in the first place. 

Individual customization: 

You can use the empty pages at the back of every section to write additional notes.

These pages are ideal for individual customization. You can create an entirely new section for a different category that isn’t already included. 

You can use these pages to write reminders, create a meaningful doodle, or write your favorite quote. Add more personality to your planner. Customize how you want it. 

How Clever Fox Budget Planner Makes You Better at Budgeting?

Clever Fox Budget Planner is designed to help you get hold of your finances. Be it big or small, you can achieve various financial goals if you track your budget the right way.

Clever Fox Budget Planner makes you better at budgeting in the following ways:

Take control of your finances:

Clever Fox Budget Planner makes budgeting easy. It helps you take control of your money, set financial goals, and work towards achieving them.

It is one notebook that enables you to track your budget, savings, debt, payments, cash flow, bill dues, and spending. 

If you want to become a budgeting and finance pro, you should invest in a Clever Fox Budget Planner. 

Stay on track:

You can easily lose control over your expenses if you don’t keep track of your income and spending.

You can stay on track and committed to your financial goals if you write down your monthly expenses and create budgetary boundaries. 

With Clever Fox Budget Planner, you can track your bills and payment dues. You can use the calendar to ensure you don’t miss the due date. 

Create a monthly spending plan before the new month start by predefining expense categories. 

Save more: 

Saving is hard when you don’t know how much money is coming in and going out of your bank account.

With Clever Fox Budget Planner, you can mark it on the calendar every time you receive payment.

This will give you an overview of what you can save once your fixed and variable expenses are met. 

Wrapping up! 

If you want to plan your budget the old-fashioned way, you should get a Clever Fox Budget Planner.

It is a simple budgeting system that keeps you on track with your finances. It is ideal for those who are new to budgeting or don’t need to track intricate details. 

Today, there are various budget tracking apps available online. However, the old fashion budget planning journals never go out of style.

You don’t need to invest in complicated apps that cannot be customized to your needs.

You can get a grip on your finances by purchasing Clever Fox Budget Planner. It has everything you need to stay up to date with your finances.

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